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Basic returns varies between 3.3% - 5% and is subject to variations in the peer-to-peer market place.
ZOPA stands for Zone Of Possible Agreement, a term identifying the bounds within which agreement can be reached between two negotiating parties.
The Peer-to-Peer Finance Association was established in 2011, with Zopa as a founding member.
ZOPA was one of the first P2P lenders in the UK. It was founded in London by James Alexander, Giles Andrews, Tim Parlett, Richard Duvall, David Nicholson
Zopa has a yearly celebration in London for its investors so they can all meet and talk about peer-to-peer finance